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To Fix or not to fix?
It may seem like a guessing game, but an informed mortgage broker can consider your individual circumstances and help you decide what suits you. Some borrowers are taking advantage of a new Bankwest product offering a low variable rate with the security of a cap on the rate. The rate varies, but will not go over 7.99% p.a until10/11/2012 when the cap expires. By looking at your current variable rate and the available fixed rates the costs / saving can be calculated and considered to make the decision easier. Remember that Mercia finance brokers can assist you with car loans, home loans, Lo-Doc home loans for the self employed, construction loans and any other type of mortgage or loan. Our service is free of charge to you the borrower and we have access to all the major lenders in WA. Mercia represent all the Major lenders in Australia, so if you don’t want to change banks, but would like Mercia to see if I can get you a better loan with your current bank, we would like to opportunity to do that for you. It costs nothing, and may make you significant savings. There are no fees, increases in interest rates or charges to use a broker. Keep in mind that in WA you don’t have to pay stamp duty if you refinance your house. We can assist you if your mortgage is registered in any state in Australia – not only WA.
Call Dan Goodridge on 04144 233 40 for more information.
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